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Loans & EMI

Future Value Calculator

Estimate the future value of a present lump sum at an assumed annual return.

Enter your assumptions

Formula and methodology

Future value = Present value × (1 + annual rate)^years

This calculator uses the values you enter and does not add fees, taxes or external assumptions.

Worked example

₹1,00,000 growing at 10% annually for 5 years becomes about ₹1,61,051.

How to use

  1. Enter the requested values using consistent periods.
  2. Select Calculate.
  3. Review the methodology and limitations before using the estimate.

Frequently asked questions

What does this calculator estimate?

Estimate the future value of a present lump sum at an assumed annual return.

Is this result guaranteed?

No. It is a simplified planning estimate; actual outcomes can differ.

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Explore Loans & EMI or all tools.

Disclaimer: This estimate may differ from a lender’s schedule because fees, day-count rules, rounding and changing rates are not included. Verify actual terms with the lender. It does not assess eligibility or provide lending advice.